How much liquid capital do you have available to invest?
Financing standards and capital requirements vary by lender and franchise system.
What the check covers
Three areas to reflect on.
Financial
Can you fund it?
Liquid capital, net worth, credit, and comfort with business debt — the financial requirements franchisors commonly disclose.
Personal
Does it suit your life?
Time commitment, risk tolerance, and whether you plan to run the business day to day or hire management.
Business
Can you operate it?
Management experience, comfort following a set system, and the day-to-day demands of running a unit.
Is the readiness check free?+−
Yes — all ten questions and your reflection summary are free, with no account and no credit card. Your answers stay on this page while it is open.
What is the Reflection Index?+−
A 0–100 summary of your own answers using a fixed, published formula — every question weighted equally. It is not a qualification, prediction, or recommendation; lenders and franchisors use their own criteria.
Does this replace professional advice?+−
No. It is a starting point for self-reflection. Before buying a franchise, review the disclosure document and franchise agreement with a franchise attorney and accountant.
What should I do after the check?+−
Browse reviewed brand reports, or test your own numbers in the Investment Planner.